How to Find the Right Home
by Steve Schneeberger

You have decided that it time to look for a new home in Richfield MN.  With so many homes out there you want to be sure that you don't miss any.  So where do you start? 

It would be a good idea to employ the services of a MN real estate professional.  They can act as your buyer's agent and since their commission is paid by the seller they will, in essence, be working on your behalf for free.  Some people will argue that not having an agent will mean you can reduce a home's price by the amount of their commission, but this is not true. 

When a home is listed with an agent the listing agreement clearly states the total commission that the seller will pay.  This total is usually split between the two agents 50/50.  If there is no agent representing you the seller is still obligated to pay the entire commission per the agreement.  So the listing agent gets paid more and you have no one to negotiate on your behalf.

Using a real estate agent means that they have up to date access to all of the information available. Unfortunately, if you try to rely on the internet you will come across homes that are no longer available.   You will also certainly miss homes that were not even placed on the internet at all.  Some agents only list homes in the listing services that agents have access to.  They totally rely on agents to find their listings in these services.

An agent can also do all of the legwork for you.  This includes setting appointments, gaining access to any home and knowing what to say and what not to say to sellers and agents.

Don't try to find your home by driving around, either.  You are not only going to miss something, but you may see a home you like and it might already be under contract.  Then you have gotten excited for nothing.

Newspapers and magazines are even worse.  The information is outdated in magazines and newspapers may delay publishing an ad until a certain date.  By the time you see it in the paper it may already be gone.

There is a lot of free information available to you about buying, selling or investing in real estate. For complete information about the real estate market including current homes for sale, property values and more please visit the most complete website online dedicated to everything real estate. So please feel free to contact me with any of your mortgage questions and I will me more than glad to answer your questions. Call me on my cell at 612-581-7313 or email me at [email protected].

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